Affordable Housing

The Identified Concern:



Households across the Midlands, and across America at large, have become unduly burdened by the cost of housing. Thousands of families in our district alone spend upwards of 30% of their income on rented housing, forcing them to give up on the dream of homeownership because of a lack of disposable income needed for down payments.


Our Proposed Solutions:


  • Enact a Source of Income Discrimination ACT that outlaws housing discrimination solely based on the source of the income used to pay for housing. This would allow income sources such as Vouchers, Retirement, Disability, Social Security, and Alimony to be spent on housing.



  • Provide a monthly tax credit for the 12,000 households in the District who are currently paying over 50% of their income on housing, to bridge the gap between what they should be paying and what they are paying.


  • Create a 5-year forgivable loan to cover down payment assistance for first-time homebuyers who qualify for the mortgage, but do not have the disposable income for a down payment.


How would we pay for this?


  • Reroute existing grant funds, and utilize State-matching grant funds for down payment assistance funded by taxes on large-project construction.